Paying Off Debt

It’s been eighteen days since my last blog post. It feels like forever, but WordPress spells it out. Eighteen days. And as I ready myself for bed, longing for a goodnight sleep before the workweek begins again (my employer gave us President’s Day off, Yea!), I know that sleep will win out over posting a well written blog. Even with a three day weekend, other things took priority over writing. Writing takes discipline I’m not finding right now, for that, anyway.

The last two weeks have been exhausting as I attempt to juggle work and manage parenting, home, social life, yard care (like a total makeover), etc.  I remember my prayer for 2015. It was a hopeful prayer.  I will always reach higher than my ability, so when I fall short, I’ll still attain a reasonable amount of accomplishment. But the effort can be exhausting, and I must incorporate God every step of the way. Otherwise, I subject myself to unbalance and confusion. As hard as it is for me to prioritize, because everything seems important, the one thing I get right, is beginning each day with my heavenly father.

But because I have a hard time prioritizing, I seem to put a little energy into every area, which is both satisfying and frustrating. I’ve put energy into my yard, my home, my kids, my friends, exercise, my prayer life, not as much into reading God’s word, and certainly I’ve put energy into my job. No energy into my writing. Nothing is complete, but everything has been touched.

A couple of weeks ago I had our deck worked on, and during that process, I had two of the dog kennels removed. What I’m going to do with that space now, I’m not sure. But something has to be done. The back yard is unsightly, and I so want the yard a livable space for spring and summer.

Most of that is removed by now, but still lots of work to be done.

Yuk! I long to have a livable outdoor space!

There is no time for me to write about any one thing in depth tonight. I could write about my job and the hurdles I face, or about Valentine’s Day, or about my kids and the parenting stretches, which can all be engaging. Instead I’m going to post a link to another blogger’s insights into paying off debt. I loved her expression of devotion to paying off debt, as it relates to her commitment to God and to her marriage.

I find it valuable because I know the struggle young people face regarding money. “Young people,” ugh. That dates me to my 54 years that I am. I know my daughter is faced daily with expensive trends that seem ordinary.  It’s commonplace for teenage girls (approved of or supplied for by their parents) to spend $200 on a pair of jeans.  Coach, Michael Kors bags are the norm. Cover Girl and Max Factor have been booted by Mac and Bare Minerals.  Wardrobe “essentials” have lost the meaning. Manicures and coffee dates can easily be a $30 afternoon. Well meaning teens and families spends thousands of dollars on clothing, food, and entertainment, but possess a sincere desire to help those less fortunate. It’s a confusing time. Boys have the same addictions, possibly more in the form of shoes and athletic gear.

So, take advantage of what Phylicia has to offer. In her post 5 Ways We Destroy Debt, she offers an inside look at her and her husband’s money management.  Money is a personal matter, and often people don’t share the intimate details of what they do with their money.  When people look put together, it’s easy to assume they spend a lot of money to achieve that impression. I’ve posted before how much I shop at Goodwill. In fact, I bought a pair of shoes there this weekend. $9.99 for a pair of navy blue chunky heeled pumps from Nine West. Having Phylicia spell out the details of their expenses is helpful. Good money management can change your life. Like Dave Ramsey teaches, there’s financial peace in good money management.  I’m not perfect at it. I could improve, in fact. I hope you’ll get some good inspiration from Phylicia. I did.

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